Protection Starts At Home

With a variety of homeowners coverage options, you can rest assured, knowing your home is safe and protected with a Mercury Home Insurance Quote, from Peninsula General!

The Right Coverage For You

Why choose a Mercury Home Policy?

Simple.
Your buying insurance coverage from a Nationally recognized and trusted Brand, with your own dedicated Mercury Agent.
That means, a customized policy, tailored to your insurance needs, all at an affordable rate!

What is a Homeowner’s Policy?

This type of insurance policy, is known as one of the most common types of policies sold in the United States!
Yes, even more common than your personal automobile insurance policy!
A home policy is coverage that is provided to residential property owners.
This is to provide coverage for both the property coverage portion, as well as the liability coverage portion.
There is a revised standard program to this policy type, which was made from ISO or, International Organization for Standardization.

Six Types of Policy Forms

  • HO-1 – Basic Coverage
  • HO-2 – Broad Coverage
  • HO-3 – Special Coverage
  • HO-4 – Tenant Broad Coverage
  • HO-5 – Comprehensive Coverage
  • HO-6 – Condo Broad Coverage

Are you Eligible for Homeowners Insurance?

Homeowners policies are in effect, to provide coverage for a premise that is used mainly for private residential purposes.
There is coverage for incidental business use, that may be permitted on your home policy.
For example, an office or studio space, can be categorized in this coverage worksheet.
Always, refer to your specific home insurance company or policy declarations page for underwriting guidelines.
If you have questions, and need immediate answers, contact a home insurance specialist, from Peninsula General Insurance Now!

DWELLING PROTECTION

Covers damage to your home due to fire,lightening, smoke, storm damage or other similar perils.

ADDITIONAL LIVING EXPENSES

Provides coverage for living expenses if your home becomes uninhabitable as a result of a covered loss.

EXTENDED REPLACEMENT COST

Provides additional coverage up to 150% of the dwelling’s policy limits. This is to rebuild your home in the event you suffer a covered loss.

PERSONAL PROPERTY

Provides protection for household items in the event of a fire, theft or other covered loss. This is great for added Personal Coverage!

PERSONAL LIABILITY PROTECTION

Policy Coverage, that pays for bodily injury or property damage protection. This is caused to others, as a result of a covered incident.

ADDITIONAL COVERAGE

Additional personal property coverage for valuables, such as antiques, fine art and jewelry is available.

IDENTITY THEFT PROTECTION

Secure your future and Identity, with Identity Theft Protection! This coverage will pay for expenses incurred from criminal identity theft.

GUEST MEDICAL PROTECTION

Guest Medical pays medical expenses for your guests. Guests who are accidentally injured on your property.

Find Home Policy Discounts

Who doesn’t love saving money on insurance?
Bundle your auto insurance and home policy today, to save even more money!
There are policy discounts available, to lower your premium.

Protective Devices Discounts Available

  • Smoke Alarms
  • Deadbolts
  • Burglar Alarms
  • …and more

Save Money on Home Insurance

  • Fire-Resistant Construction Materials
  • Newer Home Discount
  • Gated Community Discount
  • Select A Higher Deductible

Home Insurance Quotes Near You

  • Los Angeles
  • Torrance
  • Santa Monica
  • Long Beach
  • Riverside