What Is Uninsured Motorist Coverage?

01 Mar

Even though liability coverage is advisable and often required, there are many people who do not buy insurance protection.

So, If an uninsured motorist causes an accident, you may not be able to recover any damages that you sustain.

However, If you purchase Uninsured Motorist Coverage, your auto insurance company will pay for the property damage and bodily injury caused by an uninsured motorist.

It will cover you, any family member, and anyone occupying a covered automobile.

The limits for this coverage are, usually the same limits that you selected for liability, although you can choose lower limits.

There are also times when a person who causes an accident has liability insurance, but your damages exceed the limits of that person’s coverage.

In some states, Under-insured Motorist Coverage is included in your Uninsured Motorist Coverage.

This means, in other states, you can purchase under-insured motorist insurance, which covers your excess losses up to the limit set forth in the policy.

Our Commitment to Accessibility

Peninsula General Commercial is committed to making our website's content accessible and user friendly to everyone. We comply with all the recommendations in WCAG2.0 the Web Content Accessibility Guidelines Compatibility Standard by the World Wide Web Consortium (W3C). If you are having difficulty viewing or navigating the content on this website, or notice any content, feature, or functionality that you believe is not fully accessible to people with disabilities, please call us at (877) 539-2533 or email our team from our Contact page with “Disabled Access” in the subject line. We take your feedback seriously and will consider it as we evaluate ways to accommodate all of our customers and our overall accessibility policies. Additionally, while we do not control our business partners, we strongly encourage all our third-parties to provide digital content that is accessible and user-friendly.